Hump Day and a not so fun adventure

The kitchen table topper is coming along

 

Today I might just do nothing, or maybe I should do a whole lots of somethings to keep my mind busy. I have had so much stress over the past two weeks trying to help a family member who has made so may big mistakes in life that it is beyond my understanding. I just want to go to bed and put the covers over my head. I don't know how this will all end, but I am thinking it won't be good :(

 

I'll share what I can along the way, it might just motivate others that poor planing will catch up too you, la tea da attitudes about the future can be costly, poor spending habits can equal a life that will be unpleasant.

 

After years of ridiculous decisions that for the life of me I just don't get the rubber has meet the road. I have a family member that has been deemed disabled, she will be unable to ever work again due to previous brain injury and strokes. Sad I know but not unexpected. Her strokes have not been major ones but still...with rehab her situation could be totally different today. If she had followed Dr's orders and suggestions her health would be much improved. Rehab is hard work!! Been there done that, all the counseling, encouraging words, get off your rump lectures fell on deaf ears. It was easier to just milk her condition, exaggerate her limitations and go on with a FUN time.

 

Here is the not so FUN place she has landed.

 

 She will now be living on $1214.00 a month from SS disability

 

As soon as her home she turned back in to the lender sells she will be homeless

She has no health insurance

She has debt

She lives alone

She has no savings

She has no retirement

 

For two weeks I have been trying to help her figure out how she will survive.....

 

Here on my blog, and so many others I love to follow, we participate in challenges. They can be fun and helpful in many ways, saving a little money, decluttering the home, reading books, trying new recipes, spending less on groceries just to name a few. Personally I learn a lot about myself during these challenges. They can show weakness or strenghts you have, they motivate me to do better.

 

I will be sharing the frustrating journey (Challenge) I am on with her in this blog. It might just motivate some to save more for the future, take better care of our bodies, donate to the poor in some fashion. I really don't know. What I can tell you is being left holding the bag of one of these "I will never grow up" people is more than I can take some days. Today is one of those days.

 

We will start with health insurance:

 

She is signed up for Medicare however there is a two year waiting period for that to kick in. I was in tea total shock over that information!! This by the way took days to get worked out.

 

OK, next step the dreaded Affordable Health care Act.

 

 She does not have a computer nor can she go to the library to use one as she has ZERO computer skills. She can text the heck out of that expensive phone that she can't afford but I digress.

 

OK...You can call over the phone to sign up. No can do, as her speech is so bad no one would ever be able to understand her.

 

Those aviators that are advertised on TV that are costing the tax payers a pretty penny can't be found, grrrr

 

This should not be that hard !!!!

 

We agreed I would call at 3:00 on Sunday, using my computer and e-mail with the information she provides and hope the website works.

 

 Hells bells we didn't get far on this one as she has no records of what her income was this past year. The one piece of information she did have was from SS showing she had received $6,800.00 WHAT!!!!????

 

We didn't even get a step forward before we took MANY steps back. Where did that $6,800.00 go?

 

To be continued.....Thanks I feel better already just getting this off my chest.

I might need a bigger bra soon,  there is a whole lot still on my chest.