Wednesday, February 6, 2013

Our $7,000.00 Tissue

Hubby had his surgery this morning, happy to report he did great!  He is now laid out on the couch with his leg elevated for the next 72 hours, one hour on and off with an ice pack. So here is what I found funny. From all the sports injuries our DD's have had over the years I know the best ice pack in the world is a bag of frozen, peas, corn or some such thing. After getting hubby all set up I ran to the pharmacy to pick up his new drugs as well as some sort of frozen veggie. Hubby wanted me to get broccoli because he likes it best. I explained to him the veggie was for an ice pack not for eating. It took me some time to get him to understand we will NOT be eating a bag of veggies that will be moving in and out of the freezer for the next few days. MEN!!
Here is what was NOT so funny. Last night around 6:00PM we get a call from the hospital regarding hubby's surgery the next morning (11 hours till surgery) The lady wanted a debit card or credit card for us to prepay for the surgery in the amount of $4,700.00. The total estimated bill for the hospital alone was $7,000.00. ARE YOU KIDDING ME!!!! You expect people to come up with that kind of money with no notice? Yep they did. After checking that we have a deductible of $4,000.00 we would have to prepay. Nope ain't gonna happen. This surgery has been scheduled for over a month, you call at the last minute expecting us to pay up? Yep they did. I know for a fact we have already paid bills (lots) leading up to the big day that will be applied to our deductible as well as our monthly prescription drugs. I am NOT paying the full deductible to you. Her response was go ahead and make the payment now, we can send you a refund later. Nope ain't gonna happen. I finally agreed we would pay $500.00 up front but no more until we received a bill AFTER the surgery as well as a statement from the insurance company letting us know what the amount due is after our insurance discount as well as what we still owed towards our deductible.GRRRRR We would pay in CASH at check out, I am not giving out credit/debit card numbers over the phone.
Don't know what happened but we were never ask to make a payment this morning at the hospital. Guess they didn't have time to update their system since they waited till the last minute to make the call. Who knows who cares. As I collected hubby's belongings I threw in his little box of tissue. He tells me he is fine he doesn't need it. BS, at $7,000.00 that we are sure to be billed for at some point that box of tissue is all mine.
I went ahead and got our chicken noodle soup made up yesterday not knowing when we might get home from the hospital today. Hubby was very happy to have something warm and yummy after fasting since 9:00PM last night. He started out with some peanut butter and crackers to make sure he could keep anything down, then it was on to the soup followed by an ice cream sandwich then on to a cinnamon bun. Yep I do believe he will be fine. Ha
I am happy that I won't have to do any cooking today unless I want to play around in the kitchen as we had to get up at 4:00AM to arrive at the hospital on time. Can we all say NAP TIME!!!!

13 comments:

  1. OMG you have to pay more then half on your own, as insurance only covers $3500 ??? Phew that is nuts ! those deductibles are insane. I could eat a whole pan of your Cinnamon Buns, that I am certain of.

    ReplyDelete
    Replies
    1. Yep, $4,000 deductiable then 20% of bill up to $8,000, after that they pay 100% and we are broke!

      Delete
  2. Praying for your Hubby's recovery and that all will go well. I love chicken nooodle soup made in my crock pot

    ReplyDelete
  3. that does not surprise me at all, and after my step-father's experience here in Canada it's as bad here if you don't have insurance.

    Praying for a quick recovery for your dh.

    Gill

    ReplyDelete
    Replies
    1. At least now that the deductiable has been made we only have to pay 20%. Humm, wonder if a tummy tuckfor my spring binki would look?Ha

      Delete
  4. Oh wow.... Glad to hear your hubby came out great and that things are going well with the eating.. :) you know there okay when they are scarfing things down..

    Our insurance will be like yours in 2014... We are taking this year to lose weight and get ourselves in shape.. can't afford to get sick again...Just got over battling breast cancer and I told my hubby it is a good thing it happened last year and not next... So it is important to get our health in shape now that I am cancer free..

    Have a great day..Lisa

    ReplyDelete
    Replies
    1. Congrats on your being cancer FREE!!!! I am afraid insurance is going to keep going up and up

      Delete
  5. I never pay anything until I have to either.
    more than 20 years ago, I paid for a son's ER visit before the insurance settled. Surprisingly the insurance paid the whole thing and then it was very hard for me to get the hospital to refund our payment. I think it was about $400 and that was huge amount of money to us back then.

    About ice packs, sorry but peas are not the best. My hubby has an electric ice pack machine- he has loaned it out to others with after their knee surgeries a few times - if you were closer, I would lend it to you. You can fill it up once a day and then turn it off and on as needed.
    http://www.polarsoftice.com/softiceactive.html
    if you want to see what it looks like

    hope your hubby recovers quickly.

    ReplyDelete
    Replies
    1. Thanks for the info Rhonda on the ice pack! I have never heard of it before. Will have to check it out

      Delete
  6. Oh my gracious, Debby!! I would NOT have paid all that up front either! You'd be FOREVER trying to get your payment back i'm sure!! At $7K i'd be taking the bedsheets as well! ;) lol!! Praying for a quick and easy recover for hubby!!

    ReplyDelete
  7. Thanks Carla, If I can keep him feed he should be fine! Ha

    ReplyDelete
  8. Holy moly, I never heard of such a thing. Paying before? I'm glad you held your own, and I'm glad everything went well with your hubby. I hope he has a speedy recovery!

    ReplyDelete