Thursday we had a big old savings day!! We have been kicking around the idea of refinance our home while the interest rates are so low (2.01%). After checking my favorite site for savings and spending calculators we decided to go ahead. Our home will be ALL OURS in less than 5 years, way before retirement time comes along. We will be saving over $100,000.00 by refinancing. While for the most part I pay extra to our mortgage each month there are some month's that I get slack and just make the regular payment. With the new loan paying that little extra won't be an option! Ha Our payment didn't go up too much, about the same as when I added more with our old payment. No more being the slack girl when it comes to getting this sucker paid off!!!!
Here is my favorite site for figuring out interest payments, loans, credit cards and such. Long before Dave Ramsey came on to the savings scene Larry Burkett was my inspiration he has since past away but the site he helped build is still up and running as well many of his books are still in print. Check them out. Crown Ministries
These four quilts will be wrapped around an innocent child in the very near future.
On to the giving part of this post.
I SO want to dig right in and work like a mad woman construction more quilts tonight but I know I will have to pace myself. Monday I will contact our local Linus group to see what their immediate needs are. I have a few more quilts put back for that group but if they are in good shape the Tree House will be getting what I have on hand. Of all the quilts I make and give as gifts that are admired and appreciated by friends and family, charity quilts are by far the ones that give me the greatest joy.
Off to finish dinner before settling in for a long awaited Bama football game. Ahh, football you are finally back, now we have something worth watching on Thursday night and all day Saturday. Nothing like a good game playing in the background while I ride that sewing machine!!!!!